Analisis Komparatif Jumlah Rekening, DPK dan Pembiayaan Sebelum dan Sesudah Covid- 19 Pada Bank Umum Syariah

Fauzan Azmi (IAIN Padangsidimpuan, Indonesia)
Ananda Anugrah Nasution (IAIN Padangsidimpuan, Indonesia)
Muhammad Ridwan Siregar (IAIN Padangsidimpuan, Indonesia)
Parlaungan Ritonga (IAIN Padangsidimpuan, Indonesia)
Abdul Khalid Syahtama (IAIN Padangsidimpuan, Indonesia)

Abstract


Covid-19 is a serious threat not only to human health but also to the economy. Therefore, banking needs to be reviewed in dealing with crisis issues that will have an impact due to Covid-19. The formulation of the problem in this study is whether there are differences in the number of accounts, deposits, and financing after and before Covid-19 at Islamic commercial banks. The purpose of this study was to determine the differences in account jumble, deposits, and financing before and after Covid-19 at Islamic commercial banks. This type of research is quantitative research with a comparative method. This study uses secondary data, namely Islamic banking statistical reports published by the OJK. The research data analysis was carried out using SPSS 25 software with the econometric method. The results of this study are the number of accounts, deposits, and financing there are significant differences between before and after Covid-19 at Islamic commercial banks. It can be seen that the number of accounts, deposits, and financing has differences before and after Covid-9 at Islamic commercial banks.            


Keywords


Sharia Banking, Number of Accounts, DPK, Financing

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References


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DOI: https://doi.org/10.24952/bay.v1i1.5782

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