Implementation of Financial Technology In a QRIS Based Payment System

Ferri Alfadri (UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia)
Ayu Rahmadani Dalimunthe (UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia)
muhammad Ariful Maarif (International Islamic University Malaysia, Malaysia)

Abstract


Study This aim For know Implementation financial technology in system payment based Qris at Bank Muamalat KCU Padangsidimpuan. Study This is Study qualitative in nature descriptive. With technique data collection uses method interviews, observation and documentation with primary data. Data analysis carried out in research This qualitative descriptive work is done with interview direct with give question to informants (Customers and Employees of Bank Muamalat KCU Padangsidimpuan).

Research result This can concluded that How Implementation financial technology in system payment based Qris at Bank Muamalat KCU Padangsidimpuan its implementation has in accordance with what has been determined by Bank Indonesia. Until so far This For system payment Qris Already someone joins Become a Merchant at Bank Muamalat. But for individual merchants Not yet someone uses it payment the while the Merchant has a body law Already There is. And Merchants who have join with Bank Muamalat KCU Padangsidimpuan Already fulfil suitability object  based on Islamic law.


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DOI: https://doi.org/10.24952/jiftech.v3i1.12642

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Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan
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