Effectiveness of Islamic Economic Contribution  Post Pandemic

Delima Sari Lubis; Aliman Syahuri Zein; Nur Mutiah; Nurul Qosimah Siregar; Walidah Izzah Nabila

doi:10.24952/masharif.v10i2.6521

Effectiveness of Islamic Economic Contribution Post Pandemic

Delima Sari Lubis (UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia)
Aliman Syahuri Zein (UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia)
Nur Mutiah (UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia)
Nurul Qosimah Siregar (UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia)
Walidah Izzah Nabila (UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan, Indonesia)

Abstract

Abstrak

Pandemi virus corona-19 memberikan dampak negatif bagi perekonomian global, termasuk Indonesia. Pertumbuhan ekonomi Indonesia diprediksi minus 0,4%. Penerapan physical distancing telah mengurangi aktivitas ekonomi masyarakat sehingga terjadi penurunan penawaran agregat yang berdampak pada penurunan produksi. Dari sisi penawaran dan permintaan, Work From Home berdampak pada penurunan Permintaan Agregat, sehingga produksi menurun. Hal itu akan semakin merusak kelancaran mekanisme pasar. Ketika sektor ekonomi riil terganggu, krisis akan dirasakan secara merata oleh seluruh lapisan masyarakat, sehingga berdampak pada sektor keuangan. Kajian ini bertujuan untuk mengidentifikasi kontribusi filantropi ekonomi Islam yang tepat dalam menghadapi pandemi. Penelitian ini merupakan penelitian kualitatif dengan menggunakan studi literatur. Riset menyimpulkan bahwa ada beberapa kontribusi filantropi ekonomi Islam yang efektif dalam mengatasi pandemi. Kontribusi tersebut pertama, optimalisasi penerapan keuangan sosial (penyaluran dana ZIS, pengembangan infrastruktur berbasis wakaf, pembinaan dan pendampingan UMKM melalui pinjaman qardhulhasan). Kedua, pengembangan teknologi keuangan syariah bagi pelaku pasar online agar sesuai dengan ketentuan syariah

Abstract

The corona virus pandemic-19 had a negative impact on the global economy, including Indonesia. Indonesia's economic growth is predicted to be minus 0.4%. The application of physical distancing has reduced people's economic activity, resulting in a decrease in aggregate supply, which has an impact on decreasing production. From a supply and demand perspective, Work From Home results in a decrease in the Aggregate Demand, so that production decreases. This study aims to identify the appropriate contribution of Islamic economic philanthropy in the face of a pandemic. The research concludes that there are several contributions from Islamic economic philanthropy that are effective in overcoming the pandemic. These contributions are first, optimization of the application of social finance (distribution of ZIS funds, development of waqf-based infrastructure, guidance and assistance to SMME through qardhulhasan loans). Second, the development of Islamic financial technology for online market players to comply with sharia regulations.

Keywords

Pandemic, philanthropy, social, financial, finance

Full Text:

PDF

References

Abdul Hamid, N., Muda, R., & Alam, M. (2019). Contribution of islamic social capital on green economic growth in Malaysia. International Journal of Business and Management Science, 9(2), 239–256.

Adiwarman A. Karim. (2010). Ekonomi Mikro Islami. PT. Raja Grafindo PersadaRajagrafindo.

Ashraf, D., Rizwan, M. S., & Ahmad, G. (2020). Islamic Equity Investments and the COVID-19 Pandemic. Available at SSRN 3611898.

Bhuiyan, A. I., Sakib, N., Pakpour, A. H., Griffiths, M. D., & Mamun, M. A. (2020). COVID-19-related suicides in Bangladesh due to lockdown and economic factors: Case study evidence from media reports. International Journal of Mental Health and Addiction.

Bodrud-Doza, M., Shammi, M., Bahlman, L., Islam, A. R. M., & Rahman, M. (2020). Psychosocial and socio-economic crisis in Bangladesh due to COVID-19 pandemic: A perception-based assessment. Frontiers in public health, 8, 341.

Delima Sari Lubis. (2017). Faktor-Faktor yang Mempengaruhi Pemanfaatan ATM bagi Nasabah Perbankan (Studi Kasus Pada Mahasiswa Fakultas Ekonomi Dan Bisnis Islam IAIN Padangsidimpuan). At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam, 3(1), 36–55. https://doi.org/10.24952/tijaroh.v3i1.666

Gian Turnando, & Aliman Syahuri Zein. (2019). Analisis Pengaruh Zakat Terhadap Peningkatan Kesejahteraan Mustahiq. Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman, 7(1), 162–175. https://doi.org/10.24952/masharif.v7i1.2194

Gustian Djuanda, & et.,al.,. (2016). Zakat Pengurang Pajak Penghasilan. PT. Raja Grafindo Persada.

Haider Syed, M., Khan, S., Raza Rabbani, M., & Thalassinos, Y. E. (2020). An artificial intelligence and NLP based Islamic FinTech model combining Zakat and Qardh-Al-Hasan for countering the adverse impact of COVID 19 on SMEs and individuals.

Hossen, S. (2017). Contribution Of Islamic Thought To Mordern Economics. GRA’s Multidisciplinary International (GRAM i) Journal, 1(1).

Kasdi, A. (2018). Contribution of National Sharia Council Fatwa of Indonesian Council of Ulama (DSN-MUI) in The Islamic Economic Development in Indonesia. Iqtishadia: Jurnal Kajian Ekonomi dan Bisnis Islam STAIN Kudus, 11(1), 47–64.

M. Arief Mufraini. (2006). Akuntansi dan Manajemen Zakat, Mengomunikasikan Kesadaran dan Membangun Jaringan. Kencana Prenada Media Group.

Mustafa Edwin, & at.,al.,. (2010). Pengenalan Eksklusif Ekonomi Islam. Kencana Prenada Media Group.

Mustafa Edwin Nasution, & Yusuf wibisono. (2005). Zakat sebagai instrument pengentasan kemiskinan di era otonomi daerah. Proceedings of International Seminar on Islamic Economic as Solution,.

Naqvi, S. N. H. (2016). Perspectives on morality and human well-being: A contribution to Islamic economics. Kube Publishing Ltd.

Pratiwi, A. (2016). Islamic banking contribution in sustainable socioeconomic development in Indonesia. Humanomics.

Suar, A., Meirison, M., Elfia, E., & Hayati, I. (2020). Al Maqrizi’s View On Islamic Economy And Its Relevance To Covid-19 Pandemic In Indonesia. Nurani: Jurnal Kajian Syari’ah dan Masyarakat, 20(1), 83–96.

Ventje Rahardjo. (2020). Dampak COVID -19 terhadap Jasa Keuangan di Indonesia.

DOI: https://doi.org/10.24952/masharif.v10i2.6521