TINJAUAN HUKUM PEMISAHAN (SPIN OFF) UNIT USAHA SYARIAH MENJADI PERUSAHAAN ASURANSI SYARIAH (FULL FLEDGE)

Nursania Dasopang

doi:10.24952/yurisprudentia.v5i1.1673

TINJAUAN HUKUM PEMISAHAN (SPIN OFF) UNIT USAHA SYARIAH MENJADI PERUSAHAAN ASURANSI SYARIAH (FULL FLEDGE)

Nursania Dasopang (Dosen Fakultas Syariah dan Ilmu Hukum IAIN Padangsidimpuan, Indonesia)

Abstract

Islamic insurance versus conventional insurance has fundamental differences. Although Islamic insurance starts from one unit of a conventional company as its parent. As a separate unit, sharia offers products that are certainly different from conventional insurance and based on sharia provisions. Where to avoid the practice of gharar, maisir, and usury. For this reason, it is necessary to separate the sharia insurance business unit into a Sharia Insurance Company (Full Flegde). With the aim of increasing insurance growth more rapidly. Spin-off prospects of Sharia Insurance Companies include: Insurance development is considered to be more competitive, improve the quality of trust and image, improve the quality of trust and image, increase productivity and efficiency, improve capital structure, provide benefits to policyholders and shareholders, support public trust in Islamic insurance.

Keywords

Asuransi Syariah, Pemisahan (spin off)

Full Text:

Untitled

References

Anshori Abdul Ghofur, Asuransi Syariah di Indonesia: Regulasi dan Operasional di dalam Kerangka Hukum Positif di Indonesia, UII Press, Yogyakarta, 2007

Anshori Abdul Ghofur, Tinjauan Hukum Pemisahan (Spin Off) Unit Usaha Syariah Bank Konvensional Menjadi Bank Umum Syariah Berdasarkan UU No.21 Tahun 2008, Jurnal Ilmu Hukum “Menara Yuridis”, Volume.2 Nomor 2, ISSN 2086-1168, Bukittinggi Juli 2010

Harahap M. Yahya, Hukum Perseroan Terbatas, Ed. Cet-4, Sinar Grafika, Jakarta, 2013

Saefuddin AM, Membumikan Ekonomi Islam, PT PPA Consultants, Jakarta, 2011

Sudarsono Heri, Bank dan Lembaga Keuangan Syariah Deskripsi dan Ilustri, Cetakan I Yogyakarta: Penerbit Ekonisia, 2003.

Sula Muhammad Syakir, Asuransi Syariah (Life and General): Konsep dan Sistem Operasional, Gema Insani, Jakarta, 2004

Supramono, Hukum Perseroan Terbatas, Djambatan, Jakarta, 2007

Umam Khotibul, Hukum Ekonomi Islam Dinamika dan Perkembangan di Indonesia, Instan Lib, Yogyakarta, 2009

Umam Khotibul, Perlindungan Hukum Bagi Pihak Berkepentingan Atas Akuisisi dan Konversi PT. Bank Jasa Arta serta Pemisahan Unit Usaha Syariah oleh PT.Bank Rakyat Indonesia (Persero) “Tbk”, Tesis Magister Ilmu Hukum, Fakultas Hukum Gadjah Mada, 2009, 104-105.

Undang-undang Nomor 40 Tahun 2007 tentang Perseroan Terbatas.

Undang-undang Nomor 21 Tahun 2008 Tentang Perbankan Syariah

Undang-undang Nomor 40 Tahun 2014 Tentang Perusahaan Asuransi

Octaviano Daniel Tagor, 2013, Tinjauan Yurudis Implementasi Spin off Unit Syariah Pda Perusahaan Asuransi PT. Manulife Insurance, Penulisan Hukum, Yogyakarta, 2013

Puspitasari Nuria, “Penilaian Usaha BNI Syariah Pada Saat Spin Off Pertanggal 31 Desember 2008”. Tesis Fakultas Hukum Gadjah Mada, 2009

http://karimconsulting.com/islamic-insurance-unit-spin-off-research/.

Rachmadsyah Shanti, http://www.hukumonline.com.

DOI: https://doi.org/10.24952/yurisprudentia.v5i1.1673