Potensi Pendirian Baitul Mal Wa Tamwil (BMT) di Desa Tolang Julu Kecamatan Sayur Matinggi Kabupaten Tapanuli Selatan

Rindah Febriani Harahap (IAIN Padangsidimpuan, Indonesia)
Budi Gautama Siregar (IAIN Padangsidimpuan, Indonesia)
Rodame Monitorir Napitupulu (IAIN Padangsidimpuan, Indonesia)

Abstract


Abstract

Baitul Mal Wa Tamwil (BMT) has an important meaning for economic development as well as being the core of a community-based economic strength, its presence is needed especially for people who have micro-businesses that can be developed, so with this encouragement researchers are interested in researching the potential for establishing BMTs in Tolang Village. Julu, Sayur Matinggi District, South Tapanuli Regency. The purpose of this study was to determine the potential for establishing BMT in Tolang Julu Village, Sayur Matinggi District, South Tapanuli Regency. This research is a field research with a qualitative approach, is descriptive in nature. The subjects of this research are the people of Tolang Julu Village who have micro-businesses and need funds. The data sources used are primary and secondary data. The results showed that in Tolang Julu Village, Sayur Matinggi District, South Tapanuli Regency, it has the potential to establish BMT. The existing weaknesses and threats can be minimized with a strategy in the SWOT matrix, namely the SO strategy, the WO strategy, the ST strategy, the WT strategy.

Keywords: Potential, BMT, SWOT analysis



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References


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Wawancara dengan Ibrahim Daulay sekretaris Desa Tolang Julu Kecamatan Sayur Matinggi Kabupaten Tapanuli Selatan pada tanggal 28 Maret 2019.

Wawancara dengan Ibu Irma Harahap selaku pemilik usah mikro kerajian rotan pada tanggal 7 Juli 2019.




DOI: https://doi.org/10.24952/jisfim.v1i1.3559

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